As someone who plays about 1-2 hours on average a night, I consider myself a casual player.
For the Cantha-born characters, I found that you'd normally have enough money for armor when you get to Keineng city. As for skills, that's why the quests there give money as rewards. Found with my ele, that by the time she was a lvl20, I had done most quests from that area, and while I don't have all skills yet, in prophecies, you couldnt' get all skills till you got to ember light camp, so the game was never designed to be played with all skills up front, but with the ability to add to your build/change build as the game goes on.
Yes, i could have used money from storage to buy all skills, but.. i'm trying to save up for 15k armor for this ele and 15k for my warrior, soo.. not that much money for skills atm
Do I, as a casual player farm? Yes, if it's absolutly necessary or I just feel like not dealing with people/henchies.
