I've been playing GW for a long time now, but i'm not a farmer. So when I create a character I always have to play long time and repetitive play to try to get the skills for the characters again.
Most of the skills in tyria can be obtained free from quests. But if you create a core factions character, suddenly you find that you have to spend 1k for all those skills that you could get free from tyria. If you move you character to tyria, there is only a few skills you can get from quests.
With the coming of nightfall, the skills system will probably go the way of factions again where you have to pay for all your skills.
My suggestion is to make unlocked skills free. I think it's still ok to pay for skills you have never unlocked before and for Signet of Capture.
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