Whether or not people like seeing characters in wallpapers, that really comes down to preferences. Epic PvP scenaries depicting Guild Wars is a lot more attractive in my opinion, rather than generic landscape which might as well have come straight out of Terragen. Paragons in particular tend to give extra life to it, with their anthem-animations.
However, one thing you should consider: When making wallpapers you should have the resolution dimensions in mind. In other words, a ratio of 1+1/3 : 1 (e.g. 1024x768, 1600x1200, etc).
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