it means exactly what it says. while you are attacking, you suffer -10 armor. so, let's say you had drok's level platemail at 85 armor. if you are swinging your weapon around, it would be like having 75 armor. when you stop and just stand there, you get 85 armor again.
prefix is your haft - ebon haft (earth damage)
suffix is your grip - grip of defense (+5 armor)
you can replace those to whatever you want.
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