^Disagree, you can change the templates around. They give you access to a few elites, you dont need every skill to have a good build.
Reminds me of Magic the Gathering. I made a deck (ok folks, before you start, this was back in 1994, when MtG was only played in colleges really, and the people who played werent all....socially challenged) called the cheap deck. It only had cards that were worthless (as in price), but it would win against all the lotus dorks who would spend 500 bucks on their deck.
There are a slew of great skills early in the game to unlock, the premade templates can be very competitive, with minor tweaking.
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