I've rolled and rerolled way too many characters to even begin to count (most of them with a few sets of 15k armor, complete weapon sets, etc.).
It's really no big deal. Money is easy to come by and getting your characters through the campaigns are also easy, it just takes time. So if you have the time and motivation then go for it. But if not, you might want to think twice about what you're going to do.
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